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When your finances are in pieces, put the pieces together. We can help!
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Take control of your finances 

a harbor Financial partner

Example of the CFO Tool
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As you complete the spreadsheet with your income and expenses, the negative totals (Column F, Row 35) indicate that your expenses are greater than your income and adjustments are required.  You then make choices based on your own financial priorities and adjust accordingly. 

 

Notice in this example that by the end of April, (Column L41) this person will be over $6,000 in debt.  This person is obviously living beyond his/her means and major adjustments must be made to either expenses or income.

 

 
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